[ { "id": 439, "name": "Coinbase", "slug": "coinbase", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/1169cb0b69fa7b338b5d51c2d3805f8f988bdfa5.png", "website": "https://www.coinbase.com", "all_locations": "Los Angeles, CA, USA; Remote", "long_description": "Founded in June of 2012, Coinbase is a digital currency wallet and platform where merchants and consumers can transact with new digital currencies like bitcoin, ethereum, and litecoin. Our vision is to bring more innovation, efficiency, and equality of opportunity to the world by building an open financial system. Our first step on that journey is making digital currency accessible and approachable for everyone. Two principles guide our efforts. First, be the most trusted company in our domain. Second, create user-focused products that are easier and more intuitive to use.", "one_liner": "Buy, sell, and manage cryptocurrencies.", "team_size": 6112, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1336096943, "tags": [ "Crypto / Web3" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": true, "isHiring": false, "nonprofit": false, "batch": "Summer 2012", "status": "Public", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/coinbase", "api": "https://yc-oss.github.io/api/batches/summer-2012/coinbase.json" }, { "id": 523, "name": "Standard Treasury", "slug": "standard-treasury", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2abe9dfeaec3ad6a847793b2500465e6c5c2cb14.png", "website": "http://standardtreasury.com", "all_locations": "San Francisco, CA, USA", "long_description": "Standard Treasury helped banks harness the power of developers and developer ecosystems by building, hosting, maintaining, and supporting white-labeled and co-branded developer platforms for banks worldwide. Standard Treasury partner banks saw material top-line growth through the decreased cost of servicing their customers, decreased churn, and increased transaction volumes, while delivering tremendous value to their customers by allowing them to radically automate their treasury management and accounting processes.", "one_liner": "Banking APIs; acquired by Silicon Valley Bank in August 2015", "team_size": 0, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1367523391, "tags": [ "Fintech", "Payments", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2013", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/standard-treasury", "api": "https://yc-oss.github.io/api/batches/summer-2013/standard-treasury.json" }, { "id": 527, "name": "Buttercoin", "slug": "buttercoin", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://buttercoin.com", "all_locations": "New York City, NY, USA; Palo Alto, CA, USA", "long_description": "Buttercoin is an open source, high-volume digital trading engine used to arrange trades in an order book.", "one_liner": "Bitcoin Marketplace", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1367523424, "tags": [ "Marketplace" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2013", "status": "Inactive", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/buttercoin", "api": "https://yc-oss.github.io/api/batches/summer-2013/buttercoin.json" }, { "id": 556, "name": "Arcus", "slug": "arcus", "former_names": [ "Regalii", "Arcus (Regalii)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/aec220d04601dd15bfec9a15721da8ac54ba82b6.png", "website": "http://arcusfi.com", "all_locations": "New York City, NY, USA; Mexico City, CDMX, Mexico; Miami, FL, USA", "long_description": "Payments-as-a-service (“PaaS”) platform that enables any business to launch and offer innovative payment solutions across LatAm. Our mission is to make payments possible for everyone.\r\n\r\nWe strive to improve people’s financial health by helping our clients empower their users, giving them a better way to manage their payments.\r\n\r\nThe world’s largest and most innovative companies choose Arcus to accept and process payments across the Americas including BBVA, Santander, Walmart, 7-Eleven, and Rappi. Arcus was launched in 2013 through Y-Combinator and is backed by Ignia, Citi Ventures, Softbank, Initialized Capital, Andreessen Horowitz, Kapor Capital, among others.", "one_liner": "Payment-as-a-service that helps any business launch payment solutions", "team_size": 100, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1367523698, "tags": [ "Fintech", "Payments", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2013", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "Mexico", "America / Canada", "Latin America", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/arcus", "api": "https://yc-oss.github.io/api/batches/summer-2013/arcus.json" }, { "id": 597, "name": "Axoni", "slug": "axoni", "former_names": [ "TradeBlock" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8c4cc56e4a37201555dc18cf1c50c92082ad616b.png", "website": "https://axoni.com", "all_locations": "New York City, NY, USA; New York, NY, USA", "long_description": "Axoni is a New York-based technology firm that builds multi-party workflows and infrastructure for some of the largest financial institutions in the world. Founded in 2013, the company offers core data infrastructure, application development, and automation tools. ", "one_liner": "Axoni is building the next generation of capital markets technology", "team_size": 155, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1384978765, "tags": [ "Fintech", "SaaS" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2014", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/axoni", "api": "https://yc-oss.github.io/api/batches/winter-2014/axoni.json" }, { "id": 659, "name": "Bitaccess", "slug": "bitaccess", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c08fc941c091f26331f34ae8c8b4c5585da5e276.png", "website": "http://bitaccess.com", "all_locations": "Ottawa, ON, Canada; Toronto, ON, Canada", "long_description": "We make enterprise software for crypto.\r\n\r\nOur leading product is a Bitcoin ATM. Customers have converted over $1B USD of cash into Bitcoin at our network.", "one_liner": "We make bitcoin simple. ", "team_size": 55, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1398907635, "tags": [ "Fintech", "Crypto / Web3" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2014", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Canada", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/bitaccess", "api": "https://yc-oss.github.io/api/batches/summer-2014/bitaccess.json" }, { "id": 698, "name": "Cheddar", "slug": "cheddar", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://cheddar.io", "all_locations": "", "long_description": "Ditch your bare-bones, high-fee checking account. You deserve free and powerful everyday banking.\r\n\r\nNearly 3 out of 4 millennials would rather go to the dentist than listen to their bank. While it's possible that we just really love our oral hygiene, it's more likely that we don't trust or like our banks.\r\n\r\nIt's not hard to understand why. Big banks use big budgets and armies of salespeople and marketers to sell old-school products layered with fees and penalties. Their profits increase when we spend more, overuse debt, and make mistakes like overdrafting.\r\n\r\nBig banks get away with this because banking is such a vital service. Everyday spending and saving decisions that begin at the checking account ultimately determine whether we'll lead a healthy and secure financial life.\r\n\r\nWhat can be done? Bill Gates believes banks aren't necessary for banking. Millennials believe technology companies can make banking better. So let's build a better bank. Cheddar is a new mobile bank account, debit card, and business model to free the world from underpowered checking accounts and evil banks.", "one_liner": "The Best Mobile Checking Account", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1398907951, "tags": [ "Fintech", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2014", "status": "Inactive", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Unspecified" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/cheddar", "api": "https://yc-oss.github.io/api/batches/summer-2014/cheddar.json" }, { "id": 702, "name": "SFOX", "slug": "sfox", "former_names": [ "San Francisco Open Exchange" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a274dfcb73df4022ba335a9f013ebc1f51ffa2d7.png", "website": "http://sfox.com", "all_locations": "Los Angeles, CA, USA; Remote", "long_description": "SFOX, a YC-backed company, makes it easy for enterprises to trade bitcoin. We started with an advanced trading platform that uses algorithms to provide a competitive advantage to our customers. SFOX now aims to expand international commerce by making it easy to trade any currency and settle in real time.", "one_liner": "Crypto-currency trading platform.", "team_size": 60, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1398907976, "tags": [ "Fintech", "Crypto / Web3" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2014", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": true, "app_answers": false, "question_answers": false, "url": "https://www.ycombinator.com/companies/sfox", "api": "https://yc-oss.github.io/api/batches/summer-2014/sfox.json" }, { "id": 763, "name": "Bankjoy", "slug": "bankjoy", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/134b12b221534d10b8b6f4ff8ae5da4a440320ad.png", "website": "http://bankjoy.com", "all_locations": "Troy, MI, USA; Remote", "long_description": "Bankjoy provides a full suite of modern digital banking software, including mobile banking, online banking, online account opening, loan applications, and conversational AI to banks and credit unions.", "one_liner": "An end-to-end digital banking solution for banks and credit unions", "team_size": 60, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1416220006, "tags": [ "Banking as a Service", "Conversational Banking", "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2015", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/bankjoy", "api": "https://yc-oss.github.io/api/batches/winter-2015/bankjoy.json" }, { "id": 829, "name": "Seed", "slug": "seed", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://seed.co", "all_locations": "San Francisco, CA, USA", "long_description": "Seed is simply a better way to bank. As a mobile first banking service designed with the small business in mind, Seed empowers small businesses with modern, easy-to-use digital tools and customer-support resources for starting, running, and growing a business. With Seed, business banking has never been easier. Learn more at https://seed.co", "one_liner": "Mobile banking for small business.", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1416310217, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2015", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/seed", "api": "https://yc-oss.github.io/api/batches/winter-2015/seed.json" }, { "id": 863, "name": "Serica", "slug": "serica", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://sericapay.com", "all_locations": "San Francisco, CA, USA", "long_description": "For the first time in history, Serica enables asset rights to be traded & stored on the Bitcoin blockchain by anyone, anywhere.\r\n\r\nSerica is a commodities trading platform which connects investors to bitcoin-linked asset rights such as gold, silver, platinum & palladium assets tradeable on multiple digital money & precious metal exchanges.\r\n\r\nCustomers, anywhere in the world, can purchase commodities from Serica's dealer partners. Serica's decentralized custodian service publicly manage assets under custody, allowing safe & low-cost storage of valuable hard assets. Customers leverage DigitalTangible centralized & decentralized trading partner platforms to trade their asset-receipts for bitcoin or other digital money. Precious metal bullion may also be rapidly liquidated for cash or bitcoins.", "one_liner": "Financial payment and loan services for the Medical Cannabis and…", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1429830319, "tags": [ "Blockchain", "Fintech", "Cannabis", "Healthcare" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2015", "status": "Inactive", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/serica", "api": "https://yc-oss.github.io/api/batches/summer-2015/serica.json" }, { "id": 1050, "name": "Emburse", "slug": "emburse", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a00998d6f52fb43996a86ecea5c77d7d020b9b08.png", "website": "https://www.emburse.com", "all_locations": "San Francisco, CA, USA", "long_description": "Emburse is an expense management platform that gives businesses more insight into and control over corporate expenses. Using Emburse, businesses may order virtual or physical MasterCard-network branded expense cards and assign these cards to employees or contractors for authorization of pre-approved business expenses.", "one_liner": "Expense management and AP automation.", "team_size": null, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1447653915, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2016", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/emburse", "api": "https://yc-oss.github.io/api/batches/winter-2016/emburse.json" }, { "id": 1166, "name": "Direct Match", "slug": "direct-match", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://directmatchx.com", "all_locations": "New York City, NY, USA; New York, NY, USA", "long_description": "Direct Match was a venture-backed startup building the first all-to-all US Treasury trading venue.", "one_liner": "", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1455650193, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2015", "status": "Inactive", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/direct-match", "api": "https://yc-oss.github.io/api/batches/winter-2015/direct-match.json" }, { "id": 1226, "name": "OneChronos", "slug": "onechronos", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/95735e616536b1a1cfcca07ddaaa04596244401a.png", "website": "https://www.onechronos.com/", "all_locations": "New York City, NY, USA; New York, NY, USA", "long_description": "OneChronos is a U.S. equities ATS designed bottom-up to fundamentally address the growing gap between how trading venues match orders and how traders need to execute.", "one_liner": "The Smart Market for Institutional Investors", "team_size": 35, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1461210619, "tags": [ "Fintech", "Marketplace", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2016", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/onechronos", "api": "https://yc-oss.github.io/api/batches/summer-2016/onechronos.json" }, { "id": 1303, "name": "Lendsnap", "slug": "lendsnap", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/26734dd422c43a11f7fc46d4eac4836b94e7fd36.png", "website": "https://openfpga.ai/", "all_locations": "San Francisco, CA, USA", "long_description": "The Digital Mortgage Company\r\n\r\nLenders will write $1.5T of home mortgages in 2017, and will have to evaluate every single borrower's ability to repay. This is expected to cost the industry $15B in human labor. We talked to these humans, and learned that they spend 1/3 of their time just asking other humans for documents and data that are almost universally available online. While the market is slowly moving to transactional data, Lendsnap is the only company helping lenders get ahead of the competition by delivering original electronic documents and data sets. That means portfolios of our lender customers stay completely liquid in the secondary market. No one else can offer that today.\r\n\r\nLendsnap instantly gathers the original borrower documents and data for lenders by linking to consumer financial accounts. We increase loan origination team productivity by 25%+ and save applicants several hours on each application as well. Our intuitive and easy-to-use workflow makes it easy and safe for borrowers to turn in and for loan officers to receive the necessary documents for lenders to make a credit decision.\r\n\r\nAs the only company delivering the right documents and data to originate non-agency loans such as VA, FHA, and subprime, we are able to work with all types of lenders. Furthermore, we are uniquely suited to serve mortgage brokers (12% market share) who have to remain flexible to the credit needs of their diverse borrowers. We are the only post-launch company that delivers actual electronic statements straight from source institutions, such as Bank of America, TurboTax, Chase, and hundreds more.", "one_liner": "The Digital Mortgage Company.", "team_size": 0, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1462207814, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2016", "status": "Inactive", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/lendsnap", "api": "https://yc-oss.github.io/api/batches/summer-2016/lendsnap.json" }, { "id": 1482, "name": "Sandbox Banking", "slug": "sandbox-banking", "former_names": [ "Sandbox", "AlphaPack", "Sandbox" ], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "https://sandboxbanking.com", "all_locations": "Boston, MA, USA; Los Angeles, CA, USA; Remote", "long_description": "Sandbox Banking provides a low-code platform to quickly build and run banking integrations. Our software is literally a web application named Glyue, and it's typically used by banks, credit unions, and fintechs to connect banking systems. Glyue integrations are often web service APIs, batch ETL jobs, file/document transfer jobs, or event-driven pub/sub services (e.g. web hooks, Kafka streaming data pipelines).", "one_liner": "Low-code integration platform for banking", "team_size": 33, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1478224818, "tags": [ "Banking as a Service", "Fintech", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2017", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/sandbox-banking", "api": "https://yc-oss.github.io/api/batches/winter-2017/sandbox-banking.json" }, { "id": 1556, "name": "Brex", "slug": "brex", "former_names": [ "Veyond" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/72237ca3782563f0b12ffe1fe9869d878c153ab6.png", "website": "https://www.brex.com", "all_locations": "San Francisco, CA, USA", "long_description": "Brex is the AI-powered spend platform for modern companies, from startups to enterprises. Combining corporate cards, expense management, travel, business accounts, and bill pay, Brex makes it easy to control spend before it happens with unprecedented efficiency and accuracy. Our mission is to empower employees anywhere to make better financial decisions, so we designed our platform to make expenses almost effortless with unrivaled automation of manual expense work and real-time tracking. Brex supports more countries and currencies than any other spend solution. Brex has tens of thousands of customers, including some of the most successful, high-growth companies, such as DoorDash, SeatGeek, Coinbase, ScaleAI, MasterClass, Indeed, Allbirds, and Superhuman.\r\n\r\nBrex offers:\r\n- Corporate cards with 10-20x higher limits\r\n- Business accounts with easy wires, same-day liquidity, fast global payments, and $6M in FDIC insurance\r\n- Reward options that include billboards, offsites, and coaching\r\n- Founder-friendly financial modeling tools\r\n- Special events and masterclasses for founders\r\n- Advanced spend management software as startups grow that includes global capabilities, travel, bill pay and more.\r\n\r\n", "one_liner": "Business accounts, corporate cards, and spend management software.", "team_size": 1000, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1481770830, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": true, "isHiring": false, "nonprofit": false, "batch": "Winter 2017", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/brex", "api": "https://yc-oss.github.io/api/batches/winter-2017/brex.json" }, { "id": 1584, "name": "Long Term Stock Exchange", "slug": "long-term-stock-exchange", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c4eb3cefb725e1a8d1e43e578f29268446d786af.png", "website": "http://ltse.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "LTSE partners with companies across their lifecycle to help them grow and scale from formation through IPO. The Long-Term Stock Exchange (LTSE) is an SEC-regulated national securities exchange designed to align great companies and long-term investors with the shared goal of value creation. They have assembled a world-class team of experts and advisors with deep expertise in finance, regulation, law, and technology.\r\n\r\nAt every stage, from private investment into the public markets, strategically managing equity and a company's cap table has an outsized impact on long-term success. So in addition to the exchange, LTSE also built LTSE Equity, a full-lifecycle cap table management solution for planning, managing, and collaborating on startup equity.\r\n\r\nEric Ries, an entrepreneur and author of the New York Times bestseller, The Lean Startup, is the founder of the LTSE. Eric is the creator of the Lean Startup methodology, a global movement and management philosophy practiced by companies large and small. He founded a number of startups, including IMVU, where he served as CTO, and has advised on business and product strategy for startups, venture capital firms, and large companies, including GE, partnering with them on the FastWorks program.", "one_liner": "LTSE is an ecosystem for visionary business.", "team_size": 68, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1493076695, "tags": [ "Fintech", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2017", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/long-term-stock-exchange", "api": "https://yc-oss.github.io/api/batches/summer-2017/long-term-stock-exchange.json" }, { "id": 1810, "name": "Treasury Prime", "slug": "treasury-prime", "former_names": [ "Ronin Financial Technology" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fb0b666cc71eaf3fdcc64a67ec3b353f2339e37f.png", "website": "https://treasuryprime.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "Founded in 2017, Treasury Prime is an embedded banking software platform connecting enterprise companies to a vast marketplace of banks and product partners to launch next-gen payment ecosystems on their platform. Our banking API offers the quickest, most secure way for fintechs and banks to partner, integrate and build modern financial products and increase revenue streams.\r\n\r\nWe power enterprise-class embedded banking solutions for a range of complex services including money transfer, risk mitigation and integration with bank infrastructure. It's these leading-edge capabilities that helped the company to win Best Banking-as-a-Service Platform from Tearsheet in 2021 and 2022. The company was also named to CB Insights’ annual 2021 Fintech 250 list.\r\n", "one_liner": "Embedded banking software platform and marketplace", "team_size": 100, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1510113792, "tags": [ "Banking as a Service", "Fintech", "B2B", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2018", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/treasury-prime", "api": "https://yc-oss.github.io/api/batches/winter-2018/treasury-prime.json" }, { "id": 1855, "name": "Ben", "slug": "ben", "former_names": [ "Benjamin" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/950a7ff21b20446149a3abc8e1f1ea56dfb41d52.png", "website": "https://ben.co", "all_locations": "San Diego, CA, USA", "long_description": "Ben aims to be a unified platform for learning about, buying, selling, and storing cryptocurrency.\r\n\r\nWith the hundreds of wallets and exchanges floating around in the blockchain ether, it’s easy for novices to get lost in the fray. Ben’s mobile app distinguishes itself from other wallet exchanges by integrating crypto education, using the platform to also deliver news about currencies and offer Q&As related to crypto investing.", "one_liner": "The easiest way to learn about, buy, and store cryptocurrency.", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1511226168, "tags": [ "Crypto / Web3" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2018", "status": "Inactive", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/ben", "api": "https://yc-oss.github.io/api/batches/winter-2018/ben.json" }, { "id": 1960, "name": "Ajaib", "slug": "ajaib", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e1bf471cb1ca823b88101b2542b323bf09e743d5.png", "website": "https://www.ajaib.co.id/", "all_locations": "Jakarta, Jakarta, Indonesia; Remote", "long_description": "Ajaib is an online brokerage that allows Indonesians to buy and sell stocks, ETFs and mutual funds. We are Indonesia's leading financial technology platform driven by a mission to educate the importance of investing for the future.\r\n\r\nGuided by the three principles; Everyone is an owner, a growth mindset, and a will to win, we aim to increase the number of financial inclusion within Indonesians through investment. Ajaib is committed to opening the door to access safe, trusted and affordable investment instruments. We transformed the way young generations invested when we first established in 2018.\r\n\r\nToday, Ajaib is the third-largest brokerage by the number of transactions in Indonesia, with over 1 million investors based on our platform and titled as the fastest-growing unicorn in South East Asia.", "one_liner": "Consumer fintech for Indonesia", "team_size": 300, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1525233992, "tags": [ "Fintech", "Consumer" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2018", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Indonesia", "Southeast Asia", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/ajaib", "api": "https://yc-oss.github.io/api/batches/summer-2018/ajaib.json" }, { "id": 1970, "name": "Alpha Vantage", "slug": "alpha-vantage", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fccb7b1e6dbde25d668a442439b79122df4f20cd.png", "website": "https://www.alphavantage.co/", "all_locations": "Boston, MA, USA", "long_description": "Alpha Vantage provides enterprise-grade financial market data through a set of powerful and developer-friendly data APIs and spreadsheets. Whether you need traditional asset classes (e.g., stocks, ETFs, commodities), economic metrics, foreign exchange rates, cryptocurrencies, fundamental data or even technical indicators, Alpha Vantage is your one-stop shop for global market data delivered through REST APIs.", "one_liner": "Developer-friendly and enterprise-grade APIs for financial market…", "team_size": 8, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1525316905, "tags": [ "Developer Tools", "SaaS", "Analytics", "API", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2018", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/alpha-vantage", "api": "https://yc-oss.github.io/api/batches/summer-2018/alpha-vantage.json" }, { "id": 2011, "name": "Helicarrier (prev Buycoins)", "slug": "helicarrier-prev-buycoins", "former_names": [ "Bitkoin Africa", "BuyCoins", "Buycoins", "Helicarrier" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/43f6ad213b156602e95160d80103b0750e2abdef.png", "website": "https://helicarrier.studio", "all_locations": "London, England, United Kingdom; LA, Nigeria", "long_description": "Helicarrier (previously Buycoins) is building cryptocurrency infrastructure for Africa. \r\n\r\nSendcash is an app that lets Africans in the diaspora send money back home. Buycoins is the easiest place to buy, sell, and manage your cryptocurrency portfolio.", "one_liner": "Cryptocurrency infrastructure for Africa.", "team_size": 30, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1526439888, "tags": [ "Crypto / Web3" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2018", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United Kingdom", "Nigeria", "Europe", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/helicarrier-prev-buycoins", "api": "https://yc-oss.github.io/api/batches/summer-2018/helicarrier-prev-buycoins.json" }, { "id": 11926, "name": "Parker", "slug": "parker", "former_names": [ "Woke", "Jamabla" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/d9461ed7e5093ac18bab6ae2cb43de29136be3a7.png", "website": "https://www.getparker.com", "all_locations": "New York City, NY, USA; San Francisco, CA, USA", "long_description": "Parker is a digital bank.", "one_liner": "Parker is a digital bank.", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1622755385, "tags": [ "Banking as a Service", "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/parker", "api": "https://yc-oss.github.io/api/batches/winter-2019/parker.json" }, { "id": 12119, "name": "Alpaca", "slug": "alpaca", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/52a69dab52f99ab972ab44d22d038a190f461ac4.png", "website": "https://alpaca.markets/", "all_locations": "San Francisco, CA, USA; San Mateo, CA, USA; Remote", "long_description": "Alpaca is an API infrastructure and licensed financial services company that allows developers and businesses to offer stock and crypto investing to their end-customers. We work with more than 100 companies across the globe to enable their investing products, and our mission is to provide financial services to everyone on the planet.\r\n\r\nAlpaca’s globally distributed team consists of developers, traders, and brokerage business specialists and backed by a group of well-capitalized investors including Portage Ventures, Spark Capital, Tribe Capital, Unbound, Social Leverage, Horizons Ventures, Y Combinator as well as highly experienced industry angel investors and founders. We are also very tech-enthusiastic with notable track records in open-source and startup communities.", "one_liner": "API-first stock and crypto brokerage platform", "team_size": 150, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1541793742, "tags": [ "Developer Tools", "Fintech", "API", "Investing", "Infrastructure" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/alpaca", "api": "https://yc-oss.github.io/api/batches/winter-2019/alpaca.json" }, { "id": 12236, "name": "NALA", "slug": "nala", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b88d5a316c1273387235d0b00032377e1df4b77f.png", "website": "http://nala.com", "all_locations": "New York City, NY, USA", "long_description": "Story here: https://www.youtube.com/watch?v=FZfKgoseJ5E&t=1s\r\n\r\nWe have two products: \r\n1. Consumer Cross Border payments to Emerging Markets : nala.com\r\n2. Stablecoin Payment Rails for emerging markets: rafiki.com", "one_liner": "Building Payments for the Next Billion.", "team_size": 168, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1543948489, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/nala", "api": "https://yc-oss.github.io/api/batches/winter-2019/nala.json" }, { "id": 12273, "name": "Globe", "slug": "globe", "former_names": [ "Fifth Row Technologies", "globe" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/07fc8711d53bff780e8a1a0a0737d04137bffc8d.png", "website": "https://globe.exchange", "all_locations": "London, England, United Kingdom; Seychelles; Remote", "long_description": "The global cryptocurrency derivatives exchange \r\n\r\nInventors of bitcoin VIX, the first low latency perpetual futures exchange and more", "one_liner": "coinbase for derivatives", "team_size": 20, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1544065511, "tags": [ "DeFi", "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United Kingdom", "Seychelles", "Europe", "Africa", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/globe", "api": "https://yc-oss.github.io/api/batches/winter-2019/globe.json" }, { "id": 12727, "name": "Proof Trading", "slug": "proof-trading", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/0a93bb09c081082ee41cc73e657ec96f71ef5cc9.png", "website": "https://prooftrading.com", "all_locations": "New York City, NY, USA; New York, NY, USA", "long_description": "", "one_liner": "Institutional equities broker-dealer", "team_size": 7, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1557422398, "tags": [ "Finance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2019", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/proof-trading", "api": "https://yc-oss.github.io/api/batches/summer-2019/proof-trading.json" }, { "id": 12835, "name": "Multis", "slug": "multis", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/35cfa6626f4db01284f3e93a3bf939e0f4d37f37.png", "website": "https://multis.com/", "all_locations": "Paris, Île-de-France, France", "long_description": "We build accounting & treasury management software solutions for web3 organizations. Get accurate financial statements and automate accounting tasks across any wallets. Say goodbye to crypto hassles and focus on growing your business.", "one_liner": "Accounting & Treasury Management Software for Web3 Teams ", "team_size": 14, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1559183057, "tags": [ "Fintech", "Crypto / Web3" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2019", "status": "Inactive", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "France", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/multis", "api": "https://yc-oss.github.io/api/batches/summer-2019/multis.json" }, { "id": 13207, "name": "Tienda Crypto", "slug": "tienda-crypto", "former_names": [ "Tienda Dólar", "Plunzo", "Tienda Dólar" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9cabae5e8d0d38bc3d9ebd9e445441f81571955a.png", "website": "https://www.tiendacrypto.com", "all_locations": "Buenos Aires, CABA, Argentina", "long_description": "Tienda Dólar is the best way for Latin American people to protect their savings\r\n\r\n", "one_liner": "Crypto Exchange and Payment API Gateway", "team_size": 37, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1583784965, "tags": [ "Fintech", "Crypto / Web3" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Argentina", "Latin America" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/tienda-crypto", "api": "https://yc-oss.github.io/api/batches/winter-2020/tienda-crypto.json" }, { "id": 13341, "name": "Pay Swifter", "slug": "pay-swifter", "former_names": [ "GIGI", "GIGI BENEFITS", "GIGI Benefits", "Smol Coach", "Swifter" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4ad961e82ac5a621fa95d598d324b11f679eea47.png", "website": "https://payswifter.com", "all_locations": "Bengaluru, KA, India", "long_description": "Swifter offers a suite of payments solutions, including ACH, tailored to the unique needs of the cannabis industry. Standalone dispensary, MSO, or a marketplace, use Swifter's software and APIs to accept payments, send payouts, and supercharge your growth. \r\n", "one_liner": "Stripe for Cannabis", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1584051639, "tags": [ "Fintech", "B2B", "Retail" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/pay-swifter", "api": "https://yc-oss.github.io/api/batches/winter-2020/pay-swifter.json" }, { "id": 13475, "name": "delt.ai", "slug": "delt-ai", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/dcb1c46b88d645eeab5d7d7d6bb9d4c999e97eb6.png", "website": "https://delt.ai", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "delt.ai is building a specialized digital financial service for businesses in Latam, set to tackle the +450B Market of business payments in Mexico. delt.ai is a natively digital alternative to a bank, born with payments gateways and API integrations. Its truly digital KYC-compliant onboarding allowed us to be the first opening first branchless accounts in the country. We target poorly served Startups and SMEs therefore focusing on the ~40B market opportunity that are profitable when served fully online.", "one_liner": "Digital banking for businesses in Latam.", "team_size": 26, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1584983169, "tags": [ "Fintech", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/delt-ai", "api": "https://yc-oss.github.io/api/batches/winter-2020/delt-ai.json" }, { "id": 13495, "name": "Fondeadora", "slug": "fondeadora", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/be08dda4b90b3b9b6dacc5ba166478966c41fd79.png", "website": "https://fondeadora.com/", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "Fondeadora is the digital alternative to the traditional Mexican banking system. We know that the current system is broken and we want to fix it. Our mission is to free people from their banks by giving them back control over their money. We want to serve the 54 million Mexicans who are unhappy with their current banks and the 65 million of Mexicans who currently do not have a bank account.\r\n\r\nOur first product is a mobile banking app and an international Mastercard debit card so you can spend, store and move your money seamlessly, completely fee-free.\r\n\r\nJoin us in this magical mystical ride.", "one_liner": "We are connecting every single Mexican to the financial system.", "team_size": 160, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1583971276, "tags": [ "Fintech", "Consumer Finance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/fondeadora", "api": "https://yc-oss.github.io/api/batches/winter-2020/fondeadora.json" }, { "id": 13500, "name": "STARK BANK", "slug": "stark-bank", "former_names": [ "Stark Bank" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e1dbb85b5494650411849ba5779e10a6e394698c.png", "website": "https://starkbank.com", "all_locations": "San Francisco, CA, USA; São Paulo, SP, Brazil", "long_description": "Take your business to the next level", "one_liner": "Challenger bank for enterprises", "team_size": 70, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1584492606, "tags": [ "Fintech", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "Brazil", "America / Canada", "Latin America" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/stark-bank", "api": "https://yc-oss.github.io/api/batches/winter-2020/stark-bank.json" }, { "id": 13507, "name": "CrowdForce", "slug": "crowdforce", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c00ac45c4ecc358bf318c108ea808d78f3341459.png", "website": "https://crowdforce.io/", "all_locations": "Abuja, Federal Capital Territory, Nigeria", "long_description": "CrowdForce is an app that allows any local merchant in Africa, starting with Nigeria to become a bank branch within minutes. ", "one_liner": "Crowdforce is an app that allows any local merchant in Africa,…", "team_size": 41, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1583889146, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Nigeria", "Africa" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/crowdforce", "api": "https://yc-oss.github.io/api/batches/winter-2020/crowdforce.json" }, { "id": 13610, "name": "Belvo", "slug": "belvo", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8a630e8e8c65d44c6d85d84dfe4c115d9c8671c2.png", "website": "https://belvo.com", "all_locations": "São Paulo, SP, Brazil", "long_description": "We are Belvo, a financial API platform for Latam that enables any company or developer to access and interpret their end-users' financial information, through one easy-to-use API. Think Plaid for Latam.\r\n\r\nOur vision is to power the next generation of financial services in Latam by enabling more inclusive, efficient and empowering offerings through tech and data. Latam is a very exciting and dynamic place to be right now and a great place to build infrastructure for the next generation of financial products for a huge market.", "one_liner": "Open Finance API platform for Latam.", "team_size": 100, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1583843586, "tags": [ "Fintech", "SaaS" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2020", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Brazil", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/belvo", "api": "https://yc-oss.github.io/api/batches/winter-2020/belvo.json" }, { "id": 21727, "name": "Increase", "slug": "increase", "former_names": [ "Ratchet", "bnk.dev" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/d403cfce97e130a6633ec6be329d8e61bf9e9230.png", "website": "https://increase.com/", "all_locations": "Bend, OR, USA", "long_description": "Modern banking infrastructure that enables technology companies to programmatically store, move, and reconcile money.", "one_liner": "Enterprise-grade banking APIs", "team_size": 15, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1658856872, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/increase", "api": "https://yc-oss.github.io/api/batches/summer-2020/increase.json" }, { "id": 21799, "name": "Conta Simples", "slug": "conta-simples", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/6085af4dbeb495b010f5155af46a7b2ce349d998.png", "website": "https://contasimples.com/", "all_locations": "São Paulo, SP, Brazil", "long_description": "Conta Simples is an all-in-one financial platform that combines checking account, expense management software and corporate cards, for Latam companies.", "one_liner": "All-in-one financial platform for latam Startups and SMBs.", "team_size": 130, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1596029492, "tags": [ "Fintech", "Latin America", "SMB" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Brazil", "Latin America" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/conta-simples", "api": "https://yc-oss.github.io/api/batches/summer-2020/conta-simples.json" }, { "id": 21829, "name": "Novel", "slug": "jumpstart", "former_names": [ "Jumpstart Filings Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c851bd7c26fafce073db6865bf85bf27c6de76f7.png", "website": "https://www.trynovel.com/", "all_locations": "Minneapolis, MN, USA; New York, NY, USA; Austin, TX, USA; Remote", "long_description": "With Novel, international founders can get a U.S. business bank account, multi-currency wallets, global transfers in 140+ currencies, and more all in a single place. \r\n", "one_liner": "Novel is your international business bank account", "team_size": 15, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1599510791, "tags": [ "Fintech", "SaaS" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/jumpstart", "api": "https://yc-oss.github.io/api/batches/summer-2020/jumpstart.json" }, { "id": 22026, "name": "Mozper", "slug": "mozper", "former_names": [ "Mozper", "mozper" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/216a6e07dede9ac5b1fc2ad27dd31d615b856d99.png", "website": "https://www.mozper.com/", "all_locations": "Mexico City, CDMX, Mexico; Remote", "long_description": "Mozper is bringing the weekly allowance into the digital era in Latin America. About 70% of the population in the region has never received formal financial education, and do not have the right tools to teach their children. In Brazil and Mexico alone, parents give more than $10B each year in pocket money to kids. Currently, parents must choose between giving their kids cash or handing over their own credit/debit cards. Mozper is a debit card and app where parents can give their kids an allowance, set spending rules (so they can't blow it all on video games), assign chores and even create and track savings goals. Mozper is currently available in Mexico.", "one_liner": "A debit card and app designed for kids and parents in Latin America", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1596636271, "tags": [ "Education", "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Mexico", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/mozper", "api": "https://yc-oss.github.io/api/batches/summer-2020/mozper.json" }, { "id": 22106, "name": "Letter", "slug": "letter", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/43e97eb53ccce1c702d9238294f6ec1015dc70c8.png", "website": "https://letter.co", "all_locations": "San Diego, CA, USA; Remote", "long_description": "Letter is a beautifully designed banking and financial platform made exclusively for high net-worth individuals. We make it easy to give customized debit cards to family members and staff, automatically donate to charity, and get access to exclusive investment and lending opportunities through our marketplace.", "one_liner": "Beautifully designed banking for high net-worth individuals.", "team_size": 9, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1599193121, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Inactive", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/letter", "api": "https://yc-oss.github.io/api/batches/summer-2020/letter.json" }, { "id": 22148, "name": "Spenmo", "slug": "spenmo", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/573684f2ec0dab289ea0dd5bacd0ea7b65204a36.png", "website": "https://summitglobal.com/", "all_locations": "Singapore, Singapore", "long_description": "Founded in June 2019 and based in Singapore, Spenmo is building the only software you need as a business to manage payables. From bill payment, corporate card, local and international transfer, to employee’s expense claim, Spenmo helps companies streamline their AP processes with our technology. \r\n\r\nBefore Spenmo, AP staff were drowned in manual work and struggled to reconcile all their spending on time. Not anymore. Thousands of businesses are now using Spenmo to payout their AP, track and categorize spend, and close their books on auto-pilot in 90% less time. On average, finance teams who use Spenmo save over 50 hours and $10,000 every month.", "one_liner": "A spend management software that provides businesses visibility,…", "team_size": 200, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1597213066, "tags": [ "Fintech", "SaaS" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Singapore", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/spenmo", "api": "https://yc-oss.github.io/api/batches/summer-2020/spenmo.json" }, { "id": 22883, "name": "Purpose Finance", "slug": "purpose-finance", "former_names": [ "Purpose" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e7fce2495457b3ea925ac475b7a6cd14235d1a2f.png", "website": "https://www.purposefinance.com/", "all_locations": "San Francisco, CA, USA", "long_description": "We help our users align their money with their values by giving actionable environmental, social and governance data about the companies that they shop at. And we keep it fun with perks and rewards. ", "one_liner": "Accelerating the shift to a more transparent economy ", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1614645856, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Inactive", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/purpose-finance", "api": "https://yc-oss.github.io/api/batches/winter-2021/purpose-finance.json" }, { "id": 23065, "name": "Finantier", "slug": "finantier", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3082aaa191a19f354ad6279b75ef9892a36877a5.png", "website": "https://finantier.co", "all_locations": "Singapore, Singapore", "long_description": "Finantier is Plaid for Southeast Asia, providing the infrastructure and data products required by businesses to build the next generation of financial services.", "one_liner": "Plaid for Southeast Asia", "team_size": 40, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1608761699, "tags": [ "Fintech", "SaaS", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Inactive", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Singapore", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/finantier", "api": "https://yc-oss.github.io/api/batches/winter-2021/finantier.json" }, { "id": 23240, "name": "Mendel", "slug": "mendel", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/167c2f75deef42269d65b0dce3e88b261667cf74.png", "website": "https://mendel.com", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "", "one_liner": "Workflows to empower employees to spend while finance stay in control", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1615563161, "tags": [ "Fintech", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/mendel", "api": "https://yc-oss.github.io/api/batches/winter-2021/mendel.json" }, { "id": 23265, "name": "Mono", "slug": "mono", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b97c4db893c7132d2d6deeb08700784456ba75dc.png", "website": "https://mono.co", "all_locations": "Lagos, LA, Nigeria", "long_description": "We allow companies to access data from their customers bank accounts and allow them to debit money from these same bank accounts. ", "one_liner": "Plaid for Africa, but better. ", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1612182536, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/mono", "api": "https://yc-oss.github.io/api/batches/winter-2021/mono.json" }, { "id": 23398, "name": "Prospa", "slug": "prospa", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/79cf1d552a252f2f4a4763f55b112abca89f4cb6.png", "website": "https://getprospa.com", "all_locations": "London, England, United Kingdom", "long_description": "", "one_liner": "Banking for businesses ", "team_size": 70, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1645197476, "tags": [ "Fintech", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/prospa", "api": "https://yc-oss.github.io/api/batches/winter-2021/prospa.json" }, { "id": 23434, "name": "Broad", "slug": "broad", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4db2474262802865fe1aa9cf299865700280ea6e.png", "website": "http://www.broad.app", "all_locations": "London, England, United Kingdom; Remote", "long_description": "Broad is building global financial products that enable life without borders.", "one_liner": "The multicurrency account and card for Brazilians", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1614182017, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United Kingdom", "Europe", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/broad", "api": "https://yc-oss.github.io/api/batches/winter-2021/broad.json" }, { "id": 23458, "name": "Djamo", "slug": "djamo", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9dadb9bb534e37983e39d8ecca55d9eb52b3acad.png", "website": "https://www.djamo.com", "all_locations": "Abidjan, Abidjan Autonomous District, Ivory Coast; Dakar, Dakar Region, Senegal", "long_description": "Djamo is a challenger Bank for consumers in french speaking Africa where less than 25% of the population is banked, we are building seamless and affordable banking solutions to break into this huge untaped market and bring millions of people into financial inclusion.\r\n\r\n", "one_liner": "Challenger Bank for consumers in French speaking Africa.", "team_size": 250, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1612807226, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Ivory Coast", "Senegal", "Africa", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/djamo", "api": "https://yc-oss.github.io/api/batches/winter-2021/djamo.json" }, { "id": 23632, "name": "NextPay", "slug": "nextpay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/1a2e17ef5f315b7d43a751993de676bf13903bea.png", "website": "https://nextpay.world", "all_locations": "Makati, NCR, Philippines", "long_description": "NextPay is a digital bank for small businesses and entrepreneurs in The Philippines. They use us to send invoices, collect payments, do payroll, and pay their bills.\r\n\r\nNextPay is the best alternative to bank accounts for small businesses and entrepreneurs in the Philippines. We help them similarly to how Brex helps companies in the US, but in a way that is more locally nuanced. We manage their finances and remove the steep barriers that Filipino banks and financial institutions typically require; no setup fees, maintaining balances, or ridiculous requirements. \r\n\r\nView the full context on our Launch Bookface post: \r\nhttps://bookface.ycombinator.com/posts/51999", "one_liner": "The digital bank for small businesses in the Philippines.", "team_size": 25, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1616401605, "tags": [ "Banking as a Service", "Fintech", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Philippines", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/nextpay", "api": "https://yc-oss.github.io/api/batches/winter-2021/nextpay.json" }, { "id": 23959, "name": "TAG", "slug": "tag", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/22dbba25a74200259e0d969df993848635b9e309.png", "website": "https://tagme.pk/", "all_locations": "Islamabad, Islamabad Capital Territory, Pakistan", "long_description": "TAG is setting new standards and changing the way Pakistan banks by building a digital bank for the masses, with an aim to encompass the entire financial life of users, from basic banking such as bank account and Visa Debit card to employer payrolls, salary advances, savings, and neo-brokerage in future.", "one_liner": "TAG is the First Digital Bank (Chime/Revolut/N26) for Pakistan", "team_size": 36, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1626881984, "tags": [ "FinOps", "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Pakistan", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/tag", "api": "https://yc-oss.github.io/api/batches/summer-2021/tag.json" }, { "id": 24037, "name": "Levro", "slug": "levro", "former_names": [ "Novo" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3c701b2b04808644316217d356d3d16dfbf3e281.png", "website": "https://www.levro.com", "all_locations": "San Francisco, CA, USA", "long_description": "Levro is a multicurrency account and global payments platform for businesses. We help US & international companies hold, convert, and pay 30+ currencies. Our exchange at rates are 40-90% lower than banks and FX services like Wise. We also offer free currency risk management, recipient onboarding, automated multicurrency reconciliation, and wire tracking.\r\n\r\nIf you have international customers, employee payroll, vendors, or bulk payouts to different countries please send us a note! founders@levro.com", "one_liner": "Multicurrency account & international payments for businesses", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1626366454, "tags": [ "Fintech", "Payments", "Finance", "B2B", "International" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/levro", "api": "https://yc-oss.github.io/api/batches/summer-2021/levro.json" }, { "id": 24168, "name": "trii", "slug": "trii", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3ea1172de26f49fc99e9067a628878010268cd4e.png", "website": "https://trii.co", "all_locations": "Miami, FL, USA", "long_description": "trii is a one stop solution that provides a local investing experience for retail investors in Latam. This setup, enhances the user's experience by providing a more secure and faster experience while remaining 100% compliant with local regulators. ", "one_liner": "One stop investment solution for retail investors in Latam", "team_size": 41, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1625072315, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/trii", "api": "https://yc-oss.github.io/api/batches/summer-2021/trii.json" }, { "id": 24347, "name": "Truss", "slug": "truss", "former_names": [ "MazumaGo" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/d3f982deac62cf40f505362f3a6405c4b5190460.png", "website": "https://trusspayments.com", "all_locations": "San Francisco, CA, USA", "long_description": "Truss is an all-in-one banking and payment automation platform for construction businesses. With Truss, construction companies can manage bill payments, receivables, and corporate cards in one place. They can save time on manual data entry by integrating Truss with their existing tools and automating the full billing cycle, from invoicing and reconciliation.", "one_liner": "Banking for construction", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1627059715, "tags": [ "Fintech", "Payments", "Construction" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/truss", "api": "https://yc-oss.github.io/api/batches/summer-2021/truss.json" }, { "id": 24372, "name": "LemFi", "slug": "lemfi", "former_names": [ "Lemonade Technology Inc", "Lemonade Tech", "Lemonade Finance", "LemFi (Formerly Lemonade Finance)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9bd8ebdc83b1a3ba26ec46a9b2b53cac70a95a80.png", "website": "https://lemfi.com", "all_locations": "London, England, United Kingdom", "long_description": "LemFi makes everyday financial services fair, simple and accessible for people overlooked by traditional banks, starting with those who live and work across borders", "one_liner": "Fair, simple and accessible financial services", "team_size": 500, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1625501227, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/lemfi", "api": "https://yc-oss.github.io/api/batches/summer-2021/lemfi.json" }, { "id": 25322, "name": "VantedgeAI", "slug": "vantedgeai", "former_names": [ "8vdx", "8vdX", "8vdx", "VentedgeAI" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/12fd444a2c7a34b121c256f9259458e601b0351a.png", "website": "https://www.vantedgeai.com/", "all_locations": "Norwalk, CT, USA", "long_description": "The goal of Vantedge AI, formerly known as 8vdx, is to provide an Agent Marketplace of curated agents to enable investors to get an investing edge to generate alpha by leveraging AI. Our insight to build this marketplace comes from our experience from running a credit hedge fund for 15 years and as a Y Combinator backed startup, we understand the complexities of AI and are here to offer a complete infrastructure to funds and startups alike.\r\nOur platform is built to serve the investment community with the highest security, compliance, and infrastructure tailored for institutional investors.", "one_liner": "Scaling investing workflows with AI", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1641821942, "tags": [ "Artificial Intelligence", "Fintech", "SaaS", "Workflow Automation", "Analytics" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/vantedgeai", "api": "https://yc-oss.github.io/api/batches/winter-2022/vantedgeai.json" }, { "id": 25516, "name": "Emigre", "slug": "emigre", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/1453dc70d000f1e48c26c218054c1803904e2541.png", "website": "http://www.emigre.us/", "all_locations": "San Francisco, CA, USA; Palo Alto, CA, USA", "long_description": "Emigre is the fastest and the only end-to-end digital Indian banking solution for Indian expats (Non-Resident Indians) so they can support their families back home, shop on Indian websites, and invest in Indian stocks and real estate.", "one_liner": "Banking in India for Indian expats (NRIs)", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1647011570, "tags": [ "Fintech", "Consumer", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Inactive", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/emigre", "api": "https://yc-oss.github.io/api/batches/winter-2022/emigre.json" }, { "id": 25717, "name": "Lenco", "slug": "lenco", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/53d4fde8908330833eed6ce703f14e2c329fe0aa.png", "website": "https://lenco.co", "all_locations": "Lagos, LA, Nigeria; LA, Nigeria", "long_description": "Lenco is a multi-currency digital bank for businesses in Africa. With Lenco, retail outlets, hospitality businesses and startups can easily pay vendors, suppliers and perform cross-border payment while having access to growth capital.", "one_liner": "Pan-African digital bank for Africa's 50m businesses", "team_size": 13, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1646228155, "tags": [ "Banking as a Service", "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/lenco", "api": "https://yc-oss.github.io/api/batches/winter-2022/lenco.json" }, { "id": 26476, "name": "Pana", "slug": "pana", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e6114091caebbe06921f5d25e1d025dc32970cf6.png", "website": "http://Holapana.com", "all_locations": "Miami, FL, USA; Remote", "long_description": "The first secure, end-to-end global USD account, seamlessly integrating fiat and stablecoins across 125 countries for direct-to-bank settlement—no liquidity providers, no SWIFT, no intermediaries.\r\n\r\nBoth sender and receiver use the Pana app and wallet for a frictionless, real-time cross-border payment experience.\r\n", "one_liner": "A Global Bank on Chain", "team_size": 14, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1657716060, "tags": [ "Fintech", "Consumer", "Social", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/pana", "api": "https://yc-oss.github.io/api/batches/summer-2022/pana.json" }, { "id": 26724, "name": "Coupl", "slug": "coupl", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b4973d6115fc1220d3b06c0d5b8280d217651cc1.png", "website": "https://coupl.money/", "all_locations": "Bengaluru, KA, India", "long_description": "Coupl is a digital joint account for Indian households. We help couples and families easily manage their shared and household payments from one shared account.\r\n\r\nOver 20 million Indians marry each year, creating a $300 billion market opportunity in household expenses. Couples juggle multiple accounts, cards, and expense-tracking tools. Joint accounts involve lengthy paperwork, rejections, and minimum balance requirements, making them inconvenient for modern couples. Beyond married couples, this need extends to engaged partners, live-in couples, roommates, and families seeking simpler ways to manage shared expenses.\r\n\r\nCoupl offers a digital, zero-balance joint account with co-branded debit cards and in-app bill payments, set up in just 60 seconds. Couples can use the account for all shared expenses, with an analytics dashboard to help them stay on top of their finances.\r\n\r\nCoupl is powered by RuPay, NPCI and IDFC FIRST Bank.", "one_liner": "Banking designed for Indian couples.", "team_size": 8, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1659760442, "tags": [ "Fintech", "Consumer" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/coupl", "api": "https://yc-oss.github.io/api/batches/summer-2022/coupl.json" }, { "id": 26727, "name": "Moneco", "slug": "moneco", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f0b34817619a35bbf1da135af695c381b331b83a.png", "website": "https://moneco.app/", "all_locations": "Paris, Île-de-France, France; Remote", "long_description": "Moneco is a neobank targeting the migrant communities in Europe, starting with the African diaspora. We are making banking easier and more affordable for underserved communities, starting with a current account, a payment card and free remittances. The long term vision is to turn Moneco into a one-stop-shop where all of their financial needs will be addressed. ", "one_liner": "Neobank for African migrants in Europe", "team_size": 15, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1657033408, "tags": [ "Fintech", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "France", "Europe", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/moneco", "api": "https://yc-oss.github.io/api/batches/summer-2022/moneco.json" }, { "id": 28116, "name": "Wallbit", "slug": "wallbit", "former_names": [ "Wallbit LLC", "Wallbit Pay" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/85e8ced1cd60b84efb4f8a3717bd9cac4572be69.png", "website": "https://wallbit.io", "all_locations": "Buenos Aires, CABA, Argentina", "long_description": "Wallbit is a neobank for global remote workers, it offers them bank accounts in the US, a debit card, and an investment account to invest in bonds or stocks on the US stock market.", "one_liner": "Neobank for global remote workers", "team_size": 17, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1677044894, "tags": [ "Fintech", "Investing", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "Argentina", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/wallbit", "api": "https://yc-oss.github.io/api/batches/winter-2023/wallbit.json" }, { "id": 29415, "name": "Givefront", "slug": "givefront", "former_names": [ "Clav" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/d65130c2135aa6aec31d84ddb306d5aa937ba15b.png", "website": "https://givefront.com", "all_locations": "San Francisco, CA, USA", "long_description": "The world’s most important organizations deserve the world’s best financial infrastructure. We’re here to make sure they do.\r\n\r\nAt Givefront, we've built a modern financial management platform designed specifically for nonprofits. With real-time budgeting, built-in compliance, and easy integrations, we replace the spreadsheets and guesswork with smart, automated systems.\r\n\r\nBy transforming financial operations from reactive to real-time, Givefront empowers nonprofits to control every dollar, protect every grant, and move their missions forward faster — with greater efficiency, transparency, and trust.", "one_liner": "Nonprofit Financial Management", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1708704798, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/givefront", "api": "https://yc-oss.github.io/api/batches/winter-2024/givefront.json" }, { "id": 29820, "name": "Kontigo", "slug": "kontigo", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/29ea469fed3c60e9950eccadce6c5b7f8fcd6569.png", "website": "https://kontigo.lat/", "all_locations": "San Francisco, CA, USA", "long_description": "We’re building Kontigo, a USDC Smart Neobank for Latinos in the U.S. and Latin America.\r\n\r\nWe launched our Peer-to-Peer onramp 20 days ago and we’ve already had $540k in deposits, 10k active users and a +300k waitlist. \r\n\r\nThe founding team has built and scaled fintechs in Latam, and it’s ex-Venmo, Nubank, Rappi, MercadoLibre, Ualá, Platzi, and Yuno. \r\n\r\nWe’re already backed by DST Global, Soma Capital, Pioneer Fund, Transpose + 10 YC alums.\r\n\r\nSending money to Latin America is just as painful as holding it due to the region's fragmentation into 33 countries with 39 different currencies. \r\n\r\nOn one hand, cross-border payments to Latam are absurdly expensive (up to 20% per transaction). Conversely, over the past decade, currency depreciation across the region has become unsustainable. (some countries surpassing the trillion percent ). \r\n\r\nKontigo solves this with a USDC global wallet & a BTC savings account. \r\n\r\n- Like Venmo, but on-USDC.\r\n- Like Zelle, but for cross-border payments. No limits.\r\n- Like Nubank & Revolut, but without inflationary currencies. Bitcoin-backed.\r\n\r\nUser wallets are connected to an AI-private banker on WhatsApp to execute international USDC transactions. ", "one_liner": "USDC-Smart Neobank for Latinos. ", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1718239306, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2024", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": true, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/kontigo", "api": "https://yc-oss.github.io/api/batches/summer-2024/kontigo.json" }, { "id": 30256, "name": "PAX Markets", "slug": "pax-markets", "former_names": [ "PAX Markets, Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/05c8cff591b86d49ecb387cae532233ca6d248ee.png", "website": "https://pax.markets/", "all_locations": "San Francisco, CA, USA", "long_description": "PAX is a new crypto CEX that delivers more 𝛼 with its in-silicon exchange and HFT technology. The PAX exchange integrated on-chip λ API provides deterministic nanosecond tick-to-trade latency. HFT λ traders experience non-adverse counterparty selection by pairing with free-tier traders who access PAX using our zero-cost & always rebated legacy API.\r\n\r\nUsing our patented technology, PAX is building a new generation of exchange co-lo facilities that unite HFT with exchange and monetizing by vertically integrating exchange and platform technology as one.", "one_liner": "More 𝛼, less latency: exchange and HFT on one chip.", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1738613936, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2025", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/pax-markets", "api": "https://yc-oss.github.io/api/batches/winter-2025/pax-markets.json" }, { "id": 30269, "name": "Pluto", "slug": "pluto", "former_names": [ "PowerPlay", "Strike" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b533d4bccae312fbf4823b72ca0d59a43a6ebff2.png", "website": "https://www.pluto.trade", "all_locations": "New York City, NY, USA", "long_description": "First regulated exchange for compute", "one_liner": "Regulated derivatives exchange", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1740523068, "tags": [ "Artificial Intelligence", "FinOps", "Fintech", "Infrastructure" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2025", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/pluto", "api": "https://yc-oss.github.io/api/batches/winter-2025/pluto.json" }, { "id": 30367, "name": "QFEX", "slug": "qfex", "former_names": [ "PSEx", "PFEx", "Entimox", "QFEX", "QFEx" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ff2e678a3e0cc7ec945071e67d067023b3357bf4.png", "website": "https://qfex.com", "all_locations": "London, England, United Kingdom", "long_description": "QFEX is the 24/7 exchange for traditional financial markets.\r\n\r\nWe let you trade US equities, commodities and FX pairs with (or without) leverages of up to 100x. On QFEX, UX comes first: brokerless market access, seamless integration with traditional payment rails, and ultra-efficient Perpetual Futures offered over all asset classes. Trading has never been simpler, cheaper or fairer than with QFEX.\r\n\r\nFounded by Quants and Engineers from Citadel & Tower Research who saw an opportunity to make markets how they always should have been, QFEX will eventually replace the entire $100 billion exchange and clearing industry.", "one_liner": "24/7 Global Stock Exchange", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1747069734, "tags": [ "Fintech", "Marketplace", "Trading" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Spring 2025", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United Kingdom", "Europe" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/qfex", "api": "https://yc-oss.github.io/api/batches/spring-2025/qfex.json" }, { "id": 30487, "name": "IRBC", "slug": "irbc", "former_names": [ "Lyra" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e7d307e10d74fa01d4fd34d5f8ea0755540c4046.png", "website": "https://irbc.com/", "all_locations": "New York City, NY, USA", "long_description": "IRBC is a financial technology company building an AI-native financial institution for global businesses and their AI agents. We believe stablecoins are to finance what AI is to software. IRBC enables businesses across 160 countries to bank, earn yield, spend with Visa credit cards, make instant global payments, and process payments like a local. All powered by programmable money and accessible through chat interfaces and a CLI.", "one_liner": "AI-native financial institution for global businesses + agents.", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1746417759, "tags": [ "Artificial Intelligence", "Fintech", "B2B", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Spring 2025", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/irbc", "api": "https://yc-oss.github.io/api/batches/spring-2025/irbc.json" }, { "id": 31187, "name": "Fenrock AI", "slug": "fenrock-ai", "former_names": [ "new co", "Fenrock.AI", "Fenrock AI", "Fenrock AI (YC W26)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/49628c649d0cbcd7910ecb380ad944b7613d8242.png", "website": "https://fenrock.ai/", "all_locations": "San Francisco, CA, USA", "long_description": "We're building the Legora for traditional financial services, working closely with US bank CEOs to transform their businesses.", "one_liner": "AI agents for banks", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1769406704, "tags": [ "Artificial Intelligence", "Fintech", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2026", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/fenrock-ai", "api": "https://yc-oss.github.io/api/batches/winter-2026/fenrock-ai.json" }, { "id": 31188, "name": "Maywood", "slug": "maywood", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/25766f301c649782f67a8e41bd075b4e72544918.png", "website": "https://maywoodai.com/", "all_locations": "New York City, NY, USA", "long_description": "Maywood is the first finance-compliant proactive AI that runs 24/7, working across your network, pipeline, and active processes, running constantly in the background and surfacing things you'd otherwise miss. It tracks relationships and sector context to flag when a target is gearing up for a process (and drafts the outreach in your voice), watches network activity across LinkedIn, news, and conference follow-ups, and surfaces where active processes stand, including what's at risk since you last looked.\r\n\r\nIt also auto-updates CRMs and trackers and creates meeting briefs that includes relationship history, recent activity, deal context, external research, talking points that can pull from internal and external data sources. Dealmakers interact with it over email, Teams, or the platform itself. ", "one_liner": "The first finance-compliant proactive AI that runs 24/7", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1770247865, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2026", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/maywood", "api": "https://yc-oss.github.io/api/batches/winter-2026/maywood.json" }, { "id": 31457, "name": "ValCtrl", "slug": "valctrl", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/1765dfae476622be6f06883ebedd8aeed86f8664.png", "website": "https://valctrl.com", "all_locations": "New York City, NY, USA", "long_description": "ValCtrl is building the intelligent prediction market: users type any public, resolvable belief about the future, ValCtrl structures it, prices it, and lets them trade it. Today’s prediction markets only support pre-listed questions, leaving user beliefs fragmented across venues, contract wording, rules, and proxy markets. ValCtrl’s world model maps typed beliefs to relevant market signals, evaluates basis risk, prices the claim, and moves toward model-priced liquidity where ValCtrl can take the other side with risk and compliance controls. We are starting from hard belief-to-market queries and building toward a market where anything that can be resolved can be priced.", "one_liner": "ValCtrl is building the only intelligent prediction market", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1779922059, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Spring 2026", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/valctrl", "api": "https://yc-oss.github.io/api/batches/spring-2026/valctrl.json" } ]