Not that it makes any difference but I assume these are payday loans. FWIW many states prohibit them.

It is not illegal to stop paying them but you will likely get sued eventually. As a bankruptcy attorney I have filed a bankruptcy case for many clients to get rid of these types of... View More

Kyle M Kinzy Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on May 19, 2026

As a seasoned attorney, your first priority is to gather and preserve every piece of documentation you have, especially the April 21st email from the salesman confirming the cancellation and refund. That email is likely your strongest evidence that the deal was rescinded, and under Texas law an... View More

Thank you for your question.

The first point from your question that stands out is the statement, “ I was assured that this individual would not be personally liable.” Issues are who told you this and what proof is there of the promise? There may be a case for the statement.... View More

Daniel P Leavitt Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on May 13, 2026

Hard to see how that's criminal. People can borrow money and not repay it and it's a civil issue. Sounds like if you sue the neighbor you would get a paper judgment but wouldn't collect. Maybe they have assets but it doesn't sound like it. Given the total amount was $3100 and... View More

The landlord may, indeed, need to fix his registration in order to obtain a judgment, but most jurisdictions rule that to be a tax issue between the landlord and the government. You will still have a record of a lawsuit against you enforcing a lease, and diligent landlords will be far less... View More

You are entitled to compensation for every hour worked, payable in the agreed-upon dates (i.e., weekly, bi-weekly, monthly, etc.). If the pay period has expired and they are not holding your first paycheck behind for any reason, you should have been paid. If they do not pay you, the company could... View More

As a general rule, yes. However, 2 things: it's possible that your car is exempt under Connecticut law and 2. (and more likely), LVNV Funding isn't interested in taking your car. LVNV is not an auto dealer or brokerage, it costs them money to take your car which it will not want to spend,... View More

Your parents can file a motion to remove the lien under Section 53.160 of the Texas Property Code. A lien cannot attach to your parents' homestead based upon your hard money loan which was secured by your non-homestead property.

Unless your parents' personally guaranteed your... View More

New York small claims court would probably be a more straightforward proceeding. You may be able to sue here if the loan transaction or repayment obligation has sufficient contacts with Minnesota under Minn. Stat. § 543.19. Then you need to worry about collecting on the judgment too. Although the... View More

Anthony M. Avery Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on May 6, 2026

You have been garnished for 14 years? Go to the Court that has issued the garnishment. Examine the judgment against you and the records of all payments collected. It may be paid already. Otherwise hire a lawyer to exempt your property that a creditor might want, to the largest extent... View More

I'm sorry to hear about your father.

Unfortunately, there are no laws that protect owners from paying the legal fees and costs for collections for a personal hardship. The laws are unrelenting when it comes to collection of past due assessments and that is because associations... View More

You can refuse to pay anything, and wait to see if your former landlord sues you. Or you can proactively file a suit for declaratory judgment seeking a declaration that you do not owe the disputed charges.

With respect to damages which existed when you moved in, you should show... View More

Social Security benefits are among the most protected forms of income under federal law. Under 42 U.S.C. Sec. 407, Social Security benefits are generally exempt from garnishment, attachment, or other legal process. This federal protection applies regardless of any state court judgment. Even if... View More

No. SSI is exempt from garnishment. The creditor cannot intercept your SS payment, nor can it take the payment from your bank account unless it obtains a final judgment of garnishment. The creditor cannot foreclose or take your house, but if it obtains judgment, can record the judgement to act as a... View More

Social Security benefits are generally protected from garnishment by private creditors under federal law, specifically 42 U.S.C. § 407, which provides that Social Security benefits are not subject to levy, execution, or garnishment. This protection extends to funds in a bank account if those funds... View More

Clark county has forms online.

One way to determine assets is a debtors exam.

There are many tools and techniques of judgment collection, including debtor examinations, written discovery, liens, levies and garnishments. The particular facts and the knowledge you have or can... View More

As an 82-year-old surviving spouse in Florida, you are generally not personally liable for your deceased husband's medical debts unless you were a co-signatory on the debt or otherwise legally obligated under the terms of the agreement with the hospital. Under Florida law, a surviving spouse... View More

Both bankruptcy filing and credit counseling are serious steps, and both require full disclosure of your financial situation, all assets and debts and your current, past and future income. You offer far too little for anyone to offer any solutions to your needs.

Two key differences impact... View More

When you are sued by a debt collector such as Jefferson Capital Systems, you have several rights under both federal and Florida law that can help you obtain information about the amount claimed and challenge the lawsuit if appropriate. First, under the federal Fair Debt Collection Practices Act... View More

Although it's better to have written proof, this is not the type of contract that must be in writing (unlike a contract for the sale of real estate). You can present other evidence including your own testimony, testimony of other witnesses. It would be nice if you also had text messages or... View More